German Stiftung Warentest: No credit agreement without prior credit comparison:
Act according to the motto of the German Stiftung Warentest : Before you sign a loan agreement, always ask for and compare several offers! This principle applies regardless of whether you go for a loan on the Internet or to your house bank.
Credit without private credit comparison is always worthwhile!
The credit comparison is particularly worthwhile for special loans such as loans without private credit or loans for the self-employed ! Experience has shown that the differences between the different banks are particularly large. The reason is that, in contrast to the consumer loans with private credit information, in some cases very different assessment criteria are used to assess the applicant’s creditworthiness.
Fact: Online loan cheaper than credit from the bank!
If, as in the past, you still go for a loan to the bank, you should be aware that if the loan is approved, you will generally pay significantly higher interest rates. A comparison offer from the Internet will open your eyes.
Using the Internet to get an online quote will help you negotiate with your bank. Online loan providers without private credit information can be found in our monthly updated loan without private credit ranking ! The Swiss financial institution Crediteriol has occupied first place in the rankings for months.
Therefore, our tip: Before you go to the bank, you should always get a free Crediteriol offer via the Internet, so you can compare! The factual credit comparison will show you that Crediteriol is cheaper than the bank. You also have a good bargaining argument to obtain better interest rates or simply reject the bank offer. Because you already have the probably cheapest offer…